Richard is an expert in Risk and he has a solid foundation in the maths of uncertainty and investing and trading experience. He has an acute sense of the critical role that risk and money management play in navigating financial markets. He is passionate about levelling the playing field for individual investors. He made his first dollar as a child doing a paper round. He went to Berkley College and has a Phd in systems science.

Top tips

• habit – morning goals 
• person – albert luongo
• tool – metrics to drive business